Since TAX TIME is coming, you might be thinking, should I file on paper or “e-file”? The IRS says the error rate for electronically filed returns is less than one percent, compared to 20 percent on paper returns.

Another factor is the refund. If you file electronically, you will get your refund in half the time. You can get it in as little as 10 days if you have it deposited directly into your bank account.

That’s all the tax advice I have for you except: be sure you file. The IRS hates it when you don’t file.